The Fire Department Employees Credit Union - Toronto, Ontario
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Our Family, Your Future

 

 

 

 

 

Mortgages

For most members, your home is the single largest asset you will purchase and own. Throughout your life cycle, the manner in which you view the equity in your home could be altered by your current goals. We can help you keep your vision in perspective by showing you how to purchase a home that suits your lifestyle and use the equity you build to your advantage. Apply by phone, in-branch or online.

We Offer

  • A full range of terms available with up to 20% prepayment option plus 20% increase in monthly payment amount annually
  • Conventional and high ratio, CMHC insured mortgages
  • All properties must be located in Ontario
  • Low cost transfers from other financial institutions available
  • Ultimate repayment convenience through online or telephone banking, payroll deduction, automatic transfer or electronic funds transfer
  • Competitively priced life insurance available for Mortgage protection
  • Highly competitive rates available for bridge financing
  • First Canadian Title fees at cost
  • Low cost refinancing for bringing your mortgage home to us


Learn more about...

Collateral Mortgages

 
If you are a first time buyer listen to what Lisa has to say about that important step in her life!

Or if you want to Green the Home you’re in listen here .
Get Fired Up Listening To Our Podcasts
High-Ratio Mortgages
Home Equity Line of Credit Mortgages


Home Buyer Withdrawals
Home buyers may be eligible to withdraw up to $25,000 tax-free from their RRSP to use as a down payment; the funds must be repaid to your RRSP within fifteen years or reported as income. Learn More
Income Tax Credits
First time home buyers may be eligible for a $5,000 non-refundable income tax credit that will provide up to $750 in federal tax relief. Learn More
 

 

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