The Fire Department Employees Credit Union offers convenience and economy for your everyday banking transactions. Your schedule is active and you want to do your banking when it’s convenient for you. Our free online and telephone banking facilities are available all day, every day – and we provide security features that are second to none to help keep your funds safe.

Safe, Secure, Sensible, Sensational Everyday Banking!

Everyday Banking Package

For only $11.95 per month, our EVERYDAY BANKING PACKAGE includes:

• UNLIMITED POS transactions – no more counting how many times you’ve “swiped the stripe”!
• UNLIMITED ATM deposits and withdrawals at The Exchange Network
• UNLIMITED bill payments – online or by phone
• UNLIMITED telephone banking – call 1.877.430.FIRE
• UNLIMITED online banking – at www.firecreditunion.ca
• UNLIMITED automatic funds transfers
• UNLIMITED chequing writing
• UNLIMITED stop payments
• UNLIMITED certified cheques
• UNLIMITED in branch deposits and withdrawals
• FREE basic cheques
• 2 non-Exchange ATM withdrawals per month*
• Free Online cheque images

Pay as You Go

• UNLIMITED ATM deposits and withdrawals at The Exchange Network
• UNLIMITED bill payments – online or by phone
• UNLIMITED telephone banking – call 1.877.430.FIRE
• UNLIMITED online banking
• Free Online cheque images

• New age piggy bank
• Save for a vacation, shoes, dinner – whatever you want
• Every time you use your Member Card for retail purchases we round up to the nearest dollar, five dollars or ten dollars
• Change will be deposited to any savings, chequing, or trust account that you choose
• Contact us to arrange attaching this feature to your Member Card POS/debit card transactions

Children’s Trust Accounts

• Designed for family members to set up an account on behalf of children under the age of 18
• Trustee(s) of the account must be a parent, grandparent or legal guardian of the child and must also be members of the Credit Union
• Account is set up as an “informal trust” with control of the funds determined by the trustee(s)
• No membership share required for the trust account until the child reaches the age of majority providing the trustee is related to the child. If the trustee is not related a membership share must be purchased
• Interest is calculated on the regular savings tiered system
• Member Card access is available
• Free ATM deposits and withdrawals through The Exchange Network
• Free Online and Telephone Banking
• All other services are available on the “Pay as you go” basis
• Each trust account is deposit insured, by DICO, separately from other accounts held by the beneficiary or the trustee up to $100,000

Business/Commercial Accounts

• Accounts in the name of a business are permitted for:
  • Sole proprietorships
  • Partnerships
  • Incorporated Companies
• Cheques may bear the business name
• All business accounts require the purchase of membership share(s)
• Member Cards for ATM transactions are available
• All member services are available to business accounts holders

Association and Canteen Accounts

• Accounts in the name of an association are permitted for:
  • Locals
  • Sports teams
  • Fundraising events
  • Fraternal organizations
  • Station
  • Canteen
• Cheques may bear the association name
• All association accounts require the purchase of membership share(s)
• Member Cards for ATM transactions are available
• All member services are available to association accounts
• Payroll deductions to a Canteen account can only be made by firefighters who hold a personal account with the Credit Union where the share requirement has been fulfilled