Member Card
Your MEMBER CARD® offers the following convenient features:
- Retail purchases up to $1000/day, wherever you see an INTERAC logo (or, in the United States, an ACCEL logo).
- Free cash withdrawals and deposits, cheque deposits, and balance information in Canada and the USA (deposits not available in USA) through THE EXCHANGE network. Withdraw up to $500 per day.
- World-wide cash withdrawals and balance information through INTERAC and CIRRUS (for new chip-and-PIN cards) networks. (Members using older magnetic-stripe cards will use the PLUS network until these cards are out of circulation.)
- Round-up Savings feature lets you round up each purchase to the nearest dollar, five dollars, or ten dollars and automatically deposit the difference to your savings, chequing, or trust account.
- Collect Choice Rewards Points by linking your Member Card to your Mastercard. Contact us to learn more.
For current ATM per-transaction costs, please see our fees and freebies page. Free ATM transactions are included with our no-fee chequing accounts. There is an automatic 3-day hold on all ATM deposits. Third-party cheques, cheques payable to cash, and foreign currency cannot be deposited.
ATM Network
Look for THE EXCHANGE logo to access your accounts with no surcharges in Canada. (In the USA, surcharges apply at some locations. Service charges may apply depending on your specific account.) Learn more at KeepYourChange.ca
To find an ATM near you or anywhere in the world, use the ATM finder by The Exchange.
For locations where you can change your PIN on a chip-and-PIN card, see PIN change locations by CUETS.
Lost or Stolen Card
For a lost or stolen member card, please call our 24-hour hotline at 1-877-764-3693.
Got questions?
Charlene