USER AGREEMENT
for Website and Internet Banking
on The Fire Department Employees Credit Union Limited
IF YOU ACCESS OR USE THIS WEBSITE YOU ACCEPT
AND AGREE TO THE FOLLOWING TERMS:
Use of Products and Services
The products and services identified on this Website are available
only to members of The Fire Department Employees Credit Union
Limited (the Credit Union).
If you are interested in becoming a member of the Credit Union,
please contact us by e-mail, telephone or mail.
Trademarks and Copyrights Protected
Certain names, words, titles, phrases, logos, icons, graphics
or designs in the pages of this Website may constitute trade names,
trademarks or service marks belonging or licensed to the Credit
Union. Any unauthorized down loading, re-transmission, or other
copying or modification of trade marks and/or the contents hereof
may be a violation of the copyright laws of Canada and/or other
countries and may therefore be subject to legal action. You agree
to not copy, redistribute, reproduce or republish any information
from this Website.
Use of Information
The Credit Union makes reasonable efforts to assure the accuracy
of all information on this Website, but accepts no liability for
any errors or omissions therein. By accessing this Website you
agree to assume all risk of reliance on the information provided
on this Website or any linked or related Websites and waive any
claims arising out of any errors or omissions therein. All information
provided is subject to change without notice. The information
contained in this Website is not intended to provide you with
specific legal, investment, accounting, financial or tax advice,
for which you should seek the advice of a qualified professional.
Confidentiality and Security
E-mail communication over the Internet is unprotected and may
be subject to interception, loss or alteration. The Credit Union
is not responsible for any loss or damage arising from the use
of e-mail or Internet communication. If you choose to communicate
confidential information electronically, the Credit Union will
accept your communication as your authorization for us to respond
to you, including responses containing confidential information,
electronically.
Password Security Issues
A password will be assigned to you by the Credit Union for the
purpose of using the Internet (online) banking functions. The
Credit Union interprets your password sign on as your written
signature and holds you responsible for all transactions conducted
with the use of your password. You agree not to disclose your
password to any person not employed by the Credit Union, and to
take all necessary precautions to prevent any other person from
learning your password. You may change the password assigned to
you by the Credit Union, but in so doing you agree not to select
a password that will easily identify you or be easily traceable
to you, such as your date of birth or your phone number. You agree
that you, not the Credit Union, will be held liable for any and
all transactions and/or losses created by loss of the confidentiality
of your password. Please notify the Credit Union immediately if
you become aware of any breach of security, by calling 1.866.833.3285
or 416.440.1294.
Accuracy of Information Provided by Internet
Banking
Internet banking obtains its information from the Credit Union's
banking system. If there is a discrepancy between information
provided by Internet banking and the information existing in the
Credit Union's banking system, the information in the Credit Union's
banking system shall be deemed to be correct.
Fees
Fees may be charged for access to Internet banking. You will be
notified of these fees, and of any changes to them. You agree
that these fees may be debited to any account you hold with the
Credit Union.
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